Pro-Gives tenants a voice by permitting on line evaluations
Con-Online tools promote scams; may use your personal data against you.
Do on line search services promote integrative moves or "tribalism"?
when real estate was a neighborhood business like a corner store or the
"community church" or parish? That was when neighborhoods had an
"ethnic" flavor and you needed to be an "insider" (or know an insider)
to find a place to live in a particular community. After WWII, with the
advent of the highways and cheap gas, developers could create new
communities far from "the inner city". Legal segregation was not
necessary...just place your community beyond the physical or social
reach of unwanted minorities and you had a new ethnic enclave. So fair
housing laws were created to breakdown the new barriers. Now
begins stage 2. With the advent of BIG DATA, it's easier than ever to
search for housing in places where nobody knows your name. You don't
need an "insider" to find housing in a community of people who are "like
you" or in a community where there are "new opportunities". These
issues are wrestled out in two articles appearing this past week. Both
(in different ways) ask if on line search services promote integration
and inclusion or reinforce "tribalism" (the new code word for "ethnic"). http://www.nhcopenhouse.org/2014/07/fair-housing-and-data-paradox.html http://www.nytimes.com/2014/07/20/realestate/using-data-to-find-a-new-york-suburb-that-fits.html?_r=1
Housing Policy (still) favors wealthy homeowners over low income
for Budget and Policy Priorities recommends three course changing
steps that could realign Federal policies to low income renter needs.
immediately, Congress should provide more resources in 2015 funding
bills to restore Housing Choice Vouchers and other low-income rental
assistance that was cut as a result of sequestration in 2013.
should replace the mortgage interest deduction with a less-expensive,
better-targeted credit that would trim subsidies for higher-income
families while expanding them for middle- and low-income homeowners.
Congress reforms the housing finance system...develop and
rehabilitate affordable rental housing through the National Housing